QUESTIONS AND ANSWERS

Medical Protection regards providing an expert opinion as an integral part of professional practice. As with all aspects of professional practice it is essential that you act within the limits of your own expertise.

Medical Protection has assisted many members with claims arising out of the provision of an expert opinion and considers these in the same way as any other claim in negligence against a member.

Please contact us to check that you are paying the correct subscription to reflect your medicolegal practice.

No. We can issue a duplicate certificate to you free of charge. Please contact your local membership office to discuss your requirements.

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No, not at present. The main benefits of engaging with our educational programs are:

• enhanced risk management and prevention skills
• improved patient outcomes
• reduced likelihood of involvement with claims or complaints and the associated stress, worry and inconvenience they bring.

Medical Protection defines cosmetic/aesthetic procedures as those which have as their primary purpose the alteration of the non-pathological external appearance of a patient.

If you are not an accredited plastic surgeon and you are considering undertaking any cosmetic/aesthetic procedures, whether surgical or non-surgical, you must contact a membership adviser to discuss your plans in advance.

If you are concerned about any issue or incident which has occurred in your capacity as a doctor or other healthcare worker, we would encourage you to get in touch immediately by calling our medicolegal advice line. There is no stigma attached to seeking guidance or support, and we would rather you asked for help in time to avoid a problem instead of waiting and hoping for the best, only to find yourself in greater difficulties later. 

Medical Protection occurrence-based protection will respond to claims brought against you, even after your membership has ended and your subscription payment has ceased, as long as the alleged incident happened during the period of your Medical Protection membership and you were in the appropriate membership category at the time the incident occurred.

For Medical Protection claims-made protection, this would require you to purchase extended reporting benefits (ERBs) from Medical Protection, to enable you to report an incident you only became aware of after your claims-made protection membership ends. Alternatively, if you continue to practice after ceasing Medical Protection membership, you may be able to make arrangements with your new provider to allow you to report the incident to them.