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Occurence-based protection

Occurrence-based protection allows you to access the benefits of membership and request assistance for any complaint or claim that arises from an adverse incident that occurs during the period of your MPS membership, regardless of when it was reported and the complaint or claim received.

Adverse incident: an event or circumstance which may result in a member seeking indemnity or assistance from us.

Occurrence-based protection will respond to claims that come in even after you have left MPS membership and your subscription payment has ceased. This is as long as the incident occurred during the period in which you were a member and you were in the appropriate category of membership with MPS.