Professional Protection and Claims Protection information, benefits and how to apply for membership
We provide two types of protection that sit alongside the state-backed indemnity scheme. These are Professional Protection and Claims Protection. The state-backed indemnity scheme doesn’t protect you in all circumstances for example support and representation at coroner’s inquests, for regulatory issues and for clinical negligence claims arising from fee paying and private work.
Professional Protection provides you with the right to request representation, support and advice from our expert medicolegal team in the event of a clinical negligence claim or regulatory proceedings.
Claims Protection needs to be added on to your membership if you carry out any fee paying or private work. Read more about Claims Protection.
Subscription rates are calculated based on your specific needs. This means we will provide you with an individual tailored quote based on the amount and nature of work you do.
A Professional Protection membership subscription is based on your role (GP, salaried GP, partner, locum), the number of sessions or hours you work and whether you undertake any higher risk activities.
Certain activities within general practice carry higher risk than others, such as out of hours work, minor surgery or tele-consultations. When we changed your membership to Professional Protection, we have assumed you undertake standard GP activities. However, if you undertake higher risk activities, these should be declared when checking your membership details, to ensure you have adequate indemnity.
The list below details the roles and activities we have identified as being higher risk:
As a reference to help during your application.
Out of hours work or unscheduled care is defined as work undertaken where any of the following apply:
When checking your membership details and declaring your work, you will need to review the amount of sessions that you undertake. Please be aware that your membership no longer allows up to two sessions per week to be unscheduled care work, therefore you will need to declare all unscheduled work so that this is reflected in your subscription.
A session will normally be defined as a half-day. Where this is inappropriate, a session can be considered to be a continuous period of work between 3.5 and 5 hours.
Minor surgery is defined as any invasive procedure undertaken in general practice rather than a day case or inpatient hospital setting. Examples include (but are not limited to) joint injection, cautery, cryotherapy, religious circumcisions, excision of ‘lumps and bumps’ and the insertion of contraceptive implants or intrauterine devices. Minor surgery does not include phlebotomy or vaccination administration.
To complete your application please allow 20 minutes and have the following information to hand:
- Your qualification details - Your GMC number - An estimate of your total income from fee-paying and private work (should you wish to add Claims Protection).
Please remember you will need to have Professional Protection membership in order to add Claims Protection.
If you work in more than one country e.g England and Scotland please complete and return the application and payment information forms below by email to applications@medicalprotection.org or post to:
Member Services, Medical Protection, Victoria House, 2 Victoria Place, Leeds LS11 5AE.
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