Having professional protection is essential. This means protection against the potentially harmful costs of litigation, as well as the other challenges you might face throughout your career.
Claims-made protection gives you access to all of the benefits of membership – including expert medicolegal advice, support, and educational services - along with the right to request assistance with claims for damages, costs or compensation arising from adverse clinical incidents.
When we take on a member’s case we can take care of all the legal costs and damages or compensation payments up to a discretionary limit of HK$150 million.
Claims-made for obstetricians
We introduced claims-made protection for obstetricians who manage pregnancies after 24 weeks’ gestation due to the challenges and risks associated with obstetric claims and obstetric litigation.
The length of time between a birth injury and the settlement of an obstetric claim can be 20 years or more, compared with an average of five years for non-obstetric claims.
This delay means that there are many factors that can impact on the final value of a claim, such as:
changes in legislation
changes in the claims environment
increased willingness of patients to make a claim.
These have all changed dramatically during the past 20 years, so accurately pricing obstetric risk is difficult. Claims-made protection is priced year-to-year, so subscriptions can be set closer to the emergence of the claim.
To help you understand more about this type of protection we have provided some additional information for you, including a guide and animation to explain how claims-made protection works and a series of ‘Frequently Asked Questions’ to help address some of the questions you may have.
If you need any further information, please contact our membership team at firstname.lastname@example.org
If you have any further questions about claims-made protection, these may be answered in the Frequently Asked Questions.
To apply for membership with claims-made protection, please contact membership services by calling 0800 908 433 (toll free).
Reporting an adverse incident
An adverse incident is any event or circumstance that might give rise to you seeking assistance and/or indemnity from us. You must report an adverse incident to us as soon as reasonably practicable. This should be immediately after it occurs, or when you become aware that it has occurred.