Frequently asked questions

• Why don’t you offer insurance?
• Will MPS help me if something goes wrong?
• What about the doctors you have refused to help?
• What guarantees do I have that you will be there when I need you?
• Will you still help me if I leave MPS?
• What is NHS indemnity and what does it cover?
• What should I do if I want to work overseas?
• I am planning my elective and the hospital is asking for proof of indemnity. Can you provide this?
• Does my membership of MPS apply to “good Samaritan acts”?
• I will be taking a career break/going on maternity leave/retiring soon. How does this affect my membership?
• As a GP registrar, can I be reimbursed for the cost of my subscription?
• I am not sure of the amount I expect to earn from private practice this year. Can I let you know at the end of the year?
• I have lost my membership certificate. Do you charge for sending out a duplicate?
• Am I protected in the future for incidents that took place while I was an MPS member?
• Do you charge interest if I pay by direct debit?
• I am a locum GP. Is my subscription based on the average number of sessions I do each week?
• What does MPS define as a session?
• How does MPS calculate out-of-hours sessions?
• I act as an expert witness. How does this affect my membership?
• Does my membership renew automatically?
• Is my limited income concessionary rate based on my pre-tax income in the tax year and can I deduct expenses?
• Is it true that as MPS doesn't provide an insurance contract you don't have to assist me?
• What is medical malpractice?
• What is vicarious liability?
• I am a GP - are the nurses who work in my practice covered under my MPS indemnity?