Discretion

MPS is a mutual society providing membership benefits on a discretionary basis. We regard discretion as a positive feature; it allows a flexibility not to be found in insurance policies. With us, there is no contract of insurance or insurance policy - the contract between us and you is based on the constitution of MPS which sets out in broad terms the purposes for which MPS was established (essentially to protect, support and safeguard members in their professional practice) and the way in which requests for help are considered.

The MPS Council - mainly medical and dental practitioners - controls the exercise of discretion and the assistance offered to members on behalf of the membership. Decisions on whether or not to assist individual members are therefore made by fellow healthcare professionals who understand how the profession works and apply criteria developed through long experience to enable our discretion to be exercised fairly and consistently in the best interests of our members as a whole.